Bluestone Mortgages has relaunched its Help to Buy (HTB) mortgage range, which is now available to the entire market.

The products are available at up to 75% LTV on a five-year fix, with rates starting from 4.50%. There are zero application fees and each mortgage comes with a free standard valuation.

The maximum loan amount is £600,000 and builder incentives of up to 5% of the purchase price are accepted.

Any mortgage offers provided are valid for six months, with extensions possible when construction delays occur.

Additionally, the products are open to borrowers with credit issues, such as CCJs, defaults, unsecured credit arrears, debt management plans and individual voluntary arrangements.

Bluestone sales and marketing director Reece Beddall says: “The HTB scheme has played a vital role in helping thousands of first-time buyers (FTBs) onto the property ladder, however for those with credit issues and irregular sources of income it can be much more challenging.

“As such, we’re delighted to have secured a new funding line from a major investment bank that has enabled us to reopen distribution across our HTB range to support more FTBs, who otherwise may have not been able to achieve their homeownership dreams.”

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