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20th April 2021

Mortgage scheme launched for 5% deposits

Source: https://www.bbc.co.uk/news/business-56777436  High Street lenders are now starting to offer mortgages to borrowers offering a deposit of just 5% under a new government guarantee scheme. The policy, […]
4th March 2021

Big banks poised to launch 95 per cent government-backed mortgages

Chancellor Rishi Sunak confirmed plans to launch another government-backed 95 per cent Help to Buy mortgage guarantee scheme in the Budget, open to all buyers. The scheme […]
14th January 2021

RICS cladding guidance changes could remove thousands of buildings from EWS1 surveys

The Royal Institution of Chartered Surveyors (RICS) is proposing a major overhaul of the guidance for external wall survey (EWS1) forms that would potentially see vast […]
4th August 2020

When does Help to Buy end? Deadlines are now extended

The government has extended two key Help to Buy deadlines by two months, but the present scheme is still set to formally end on 31 March […]
16th July 2020

Lenders reviewing cladding form use after ‘negative effect on mortgage market’

Mortgage lenders are reviewing how they use the EWS1 forms for assessing buildings with cladding and the advice given to surveyors after meeting with government. Housing […]
26th June 2020
Pros and Cons of a Mortgage Payment Holiday

The pros and cons of mortgage payment holidays

The end of June signifies the end of the initial three month period of Mortgage Payment Holidays announced in March. However, with the recent announcement of […]
22nd May 2020

What’s next for you in the property market?

With many mortgage lenders resuming physical valuations on properties in England, the property market seems to be breathing back into life. Coupled with the majority of […]
20th May 2020

Virgin Money and Clydesdale restart lending at 90 per cent LTV

Virgin Money and Clydesdale Bank will bring back mortgages at up to 90 per cent loan to value (LTV) from next week. The lenders are launching […]
14th May 2020

Property market ‘back in business’ as govt issues valuation guidance

The government has issued guidance for workers who must enter people’s homes, including surveyors, on how to work safely during the coronavirus pandemic. The advice was […]
24th April 2020

Protect what matters, before it matters

One lesson this pandemic has taught all of us is that you can never be too prepared for when things go wrong. Of course, events like […]
21st April 2020

Nationwide increases intermediary mortgage lending to 85% LTV

Nationwide is increasing the rates on its two, three and five-year fixed rates at 80% and 85% LTV by up to 0.25%. From tomorrow (22/04/2020), Nationwide […]
14th April 2020

Supporting you and your mortgage, whatever stage you’re at

With a changing mortgage market, it can be an unsettling time to be in the process of applying for a mortgage. Sensationalised headlines can make it […]
6th April 2020

Avoid Coronavirus Scams

Find out about potential coronavirus (Covid-19) scams, how they could affect you, and how to protect yourself. A major event like Coronavirus can initiate new types of scam […]
6th April 2020

Important Update From Nationwide Building Society, On Their Latest Position With Valuations

Valuations We’re currently unable to carry out physical mortgage valuations due to the government’s current measures around coronavirus. Instead, we’re working urgently to carry out as […]
27th March 2020

Major lenders pledge to continue high LTV mortgages

Three of the big six high street lenders have no plans to follow Halifax and Barclays in withdrawing mortgages with high tier loan to values (LTVs), […]
12th March 2020

UK interest rates cut in emergency move

The Bank of England has announced an emergency cut in interest rates to shore up the economy amid the coronavirus outbreak. Policymakers reduced rates from 0.75% […]
14th January 2020

Overdue cladding inspections leading to ‘thousands’ of rejected mortgage applications

Lenders are rejecting “thousands” of mortgage applications due to outstanding cladding inspections making borrowers “prisoners” to their current providers, a broker firm has claimed. Chris Sykes, […]
28th November 2019

New home registrations grow six per cent ‒ NHBC

Around 15,343 new homes were registered to be built in October by builders and developers, the National House Building Council has revealed. That’s an increase of […]
14th November 2019

Barclays developed cladding certificate set to be adopted by RICS ‘in next few weeks’

A certificate that identifies which cladding-covered properties meet safety regulations is set to be announced in the next few weeks, Barclays has said. Fiona Haggett (pictured), […]
15th October 2019

UK Finance and HBF discussing cooperation on end of Help to Buy

High street and specialist mortgage lenders have begun preparations for the end of Help to Buy by looking at alternative schemes and products to help buyers […]
9th September 2019
New Build & Help to buy

Help to Buy Loophole Closed to Benefit Homeowners

Homeowners with Help to Buy properties given new freedom to take out 35-year mortgages for first time. First time buyers and Homeowners using Help to Buy […]
30th November 2018
help to buy

Help to Buy hits record completions in busiest quarter since launch

“The Help to Buy equity loan scheme recorded its busiest quarter in the three months to June since being launched in 2013. According to official data, […]
23rd November 2018

TMPE2018: Help to Buy driving developers to ditch flats for large houses

Legal & General Mortgage Club director Kevin Roberts told the Mortgage and Protection Event that while Help to Buy had been a success, it had been […]
23rd November 2018

Housebuilder Bovis Homes has blamed Brexit for sapping the confidence of home buyers.

“Discretionary purchases have faltered as the uncertainty surrounding the UK’s exit from the European Union (EU) takes its toll, the builder said in a trading update. […]
3rd August 2018
base rate

Base Rate finally on the rise – Time to consider a remortgage?

Big news in the industry! The Bank of England’s Monetary Policy Committee have announced they are increasing the Base Rate. This is an important moment in […]
2nd August 2018
New site

Welcome To Our Upgraded Website!

After several months of hard work and dedication, we are thrilled to officially announce that our new website is now live! The site has been completely […]
23rd February 2018

Help to Buy celebrates its fifth birthday!

The government’s flagship housing scheme celebrates its fifth birthday this year! Since its inception in 2013, Help to Buy has been supporting first-time buyers and homemovers […]
23rd February 2018

New HMO rules could catch out landlords

Legislation regarding houses of multiple occupation (HMOs) could catch out unprepared landlords as new rules come into effect on October 1st. Estimates from the Residential Landlords […]
23rd February 2018

Kensington make key changes

Kensington Mortgages have made key changes to their limited company buy to let, and Right to Buy propositions. Kensington now only assess the property portfolio of […]
3rd November 2017

Skipton launch Help to Buy calculator

A new calculator has been launched by Skipton Intermediaries to help brokers as they support their Help to Buy clients. The lender has made the refinancing […]