20th April 2021
Source: https://www.bbc.co.uk/news/business-56777436 High Street lenders are now starting to offer mortgages to borrowers offering a deposit of just 5% under a new government guarantee scheme. The policy, […]
4th March 2021
Chancellor Rishi Sunak confirmed plans to launch another government-backed 95 per cent Help to Buy mortgage guarantee scheme in the Budget, open to all buyers. The scheme […]
14th January 2021
The Royal Institution of Chartered Surveyors (RICS) is proposing a major overhaul of the guidance for external wall survey (EWS1) forms that would potentially see vast […]
4th August 2020
The government has extended two key Help to Buy deadlines by two months, but the present scheme is still set to formally end on 31 March […]
16th July 2020
Mortgage lenders are reviewing how they use the EWS1 forms for assessing buildings with cladding and the advice given to surveyors after meeting with government. Housing […]
26th June 2020
The end of June signifies the end of the initial three month period of Mortgage Payment Holidays announced in March. However, with the recent announcement of […]
22nd May 2020
With many mortgage lenders resuming physical valuations on properties in England, the property market seems to be breathing back into life. Coupled with the majority of […]
20th May 2020
Virgin Money and Clydesdale Bank will bring back mortgages at up to 90 per cent loan to value (LTV) from next week. The lenders are launching […]
14th May 2020
The government has issued guidance for workers who must enter people’s homes, including surveyors, on how to work safely during the coronavirus pandemic. The advice was […]
24th April 2020
One lesson this pandemic has taught all of us is that you can never be too prepared for when things go wrong. Of course, events like […]
21st April 2020
Nationwide is increasing the rates on its two, three and five-year fixed rates at 80% and 85% LTV by up to 0.25%. From tomorrow (22/04/2020), Nationwide […]
14th April 2020
With a changing mortgage market, it can be an unsettling time to be in the process of applying for a mortgage. Sensationalised headlines can make it […]
6th April 2020
Find out about potential coronavirus (Covid-19) scams, how they could affect you, and how to protect yourself. A major event like Coronavirus can initiate new types of scam […]
6th April 2020
Valuations We’re currently unable to carry out physical mortgage valuations due to the government’s current measures around coronavirus. Instead, we’re working urgently to carry out as […]
27th March 2020
Three of the big six high street lenders have no plans to follow Halifax and Barclays in withdrawing mortgages with high tier loan to values (LTVs), […]
12th March 2020
The Bank of England has announced an emergency cut in interest rates to shore up the economy amid the coronavirus outbreak. Policymakers reduced rates from 0.75% […]
14th January 2020
Lenders are rejecting “thousands” of mortgage applications due to outstanding cladding inspections making borrowers “prisoners” to their current providers, a broker firm has claimed. Chris Sykes, […]
28th November 2019
Around 15,343 new homes were registered to be built in October by builders and developers, the National House Building Council has revealed. That’s an increase of […]
14th November 2019
A certificate that identifies which cladding-covered properties meet safety regulations is set to be announced in the next few weeks, Barclays has said. Fiona Haggett (pictured), […]
15th October 2019
High street and specialist mortgage lenders have begun preparations for the end of Help to Buy by looking at alternative schemes and products to help buyers […]
9th September 2019
Homeowners with Help to Buy properties given new freedom to take out 35-year mortgages for first time. First time buyers and Homeowners using Help to Buy […]
30th November 2018
“The Help to Buy equity loan scheme recorded its busiest quarter in the three months to June since being launched in 2013. According to official data, […]
23rd November 2018
Legal & General Mortgage Club director Kevin Roberts told the Mortgage and Protection Event that while Help to Buy had been a success, it had been […]
23rd November 2018
“Discretionary purchases have faltered as the uncertainty surrounding the UK’s exit from the European Union (EU) takes its toll, the builder said in a trading update. […]
3rd August 2018
Big news in the industry! The Bank of England’s Monetary Policy Committee have announced they are increasing the Base Rate. This is an important moment in […]
2nd August 2018
After several months of hard work and dedication, we are thrilled to officially announce that our new website is now live! The site has been completely […]
23rd February 2018
The government’s flagship housing scheme celebrates its fifth birthday this year! Since its inception in 2013, Help to Buy has been supporting first-time buyers and homemovers […]
23rd February 2018
Legislation regarding houses of multiple occupation (HMOs) could catch out unprepared landlords as new rules come into effect on October 1st. Estimates from the Residential Landlords […]
23rd February 2018
Kensington Mortgages have made key changes to their limited company buy to let, and Right to Buy propositions. Kensington now only assess the property portfolio of […]
3rd November 2017
A new calculator has been launched by Skipton Intermediaries to help brokers as they support their Help to Buy clients. The lender has made the refinancing […]