Foundation Home Loans has launched a number of green mortgages for both landlords and owner-occupiers.

Named ‘Green ABC+’, the products offer cashback ranging from £250 to £750, depending on the Energy Performance Certificate of the property being funded.

The buy-to-let mortgages are available at up to 75% LTV on five-year fixes starting at 3.14%. Additionally, they charge a product fee of 0.5%.

Borrowers can be individual or limited companies, of the portfolio or non-portfolio type.

The owner-occupier mortgages are available between 75% LTV and 85% LTV and come as two-year fixes at starting at 3.04%, with a product fee of £595.

They can be taken out on a capital repayment basis or interest-only.

Foundation Home Loans commercial director George Gee comments: “Energy efficiency amongst UK housing stock is only likely to become more central to the government’s green agenda.”

“As one of the first specialist lenders to enter the ‘Green’ mortgage market, we remain committed to innovating ‘Green’ product options for both landlords and owner-occupier borrowers.”

“Although the government regulations currently only affect properties in the private rental sector, our research shows there is a growing demand for ‘Green’ mortgage products amongst owner-occupiers too, and increasing demand from both groups for environmentally-friendly housing stock.”

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