About Us
We will find the best mortgage for you, with an exceptional level of service and expert advice across a comprehensive range of mortgages and lenders.
Creating Town & Country Mortgage Services
Town & Country Mortgage Services Ltd is a family run business founded in 2002.
Our co-director Gary first started out in the industry back in 1991, since then Gary has gone onto work as a mortgage consultant for household names such as Halifax and Abbey National. From there he then worked as a senior mortgage broker for large independent brokerage.
In 2002, Gary was working as a senior advisor for another firm, and decided to take the plunge and co-found Town & Country Mortgage Services. A new mortgage advisory firm that offered unparalleled expert advice and customer service at the same time.
Our other co-director Andrea also has a wealth of experience in the mortgage and protection industry as a multi award-winning mortgage and protection specialist and became a co-director of Town & Country Mortgage Services in 2011.
Andrea and Gary share a joint-vision of not only offering great customer service but making sure that all customers have the benefit of a fully protected mortgage, with the security of protecting themselves and their families and giving complete peace of mind when organising one of the most important things in their lives.
Town & Country Mortgage Services is now a well-established, national award-winning mortgage and protection specialist with more than 20-years combined experience across both mortgage advice and protection with a growing team split across offices in Ashford and Luton.
Borrowing Calculators
Town & Country Mortgage Services offer online calculators to estimate your borrowing capacity.
First Time Buyer Guide
Learn about each of the steps involved in the purchasing process. What is a first time buyer and what sort of fees can you expect to pay when applying for a mortgage.
Compare mortgage rates
Explore the best mortgage product for you and compare what different lenders have an offer.
How does Town & Country Mortgage Services work?
At Town & Country Mortgage Services, we streamline the home-buying experience with our expert guidance, ensuring your journey is in professional hands.
As an award-winning, FCA-registered broker, our free mortgage and protection advice is designed to cater to both first-time buyers and experienced investors. Trust in Town & Country Mortgage Services for a comprehensive and hassle-free home-buying experience.



